For more information, please see our Insurance Disclosure Bankrate logo The Bankrate promise Founded in , Bankrate has a long track record of helping people make smart financial choices. All of our content is authored by highly qualified professionals and edited by subject matter experts , who ensure everything we publish is objective, accurate and trustworthy.

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In addition to homeowners, USAA sells auto, life, umbrella, flood and condo insurance, among other policy types. USAA also offers financial products such as mortgages, bank and investment accounts, annuities and credit cards. Read our USAA auto insurance review. Does USAA home insurance cover roof replacement?

It depends on the cause of the damage to your roof. If the cause is a disaster covered by your policy, such as fire or wind, USAA will generally help repair the damage, including replacement if necessary. Does USAA home insurance cover tree removal? Learn more about. Read our.

About the author: Sarah Schlichter is a NerdWallet authority on homeowners, renters, auto and pet insurance. Ratings are based on weighted averages of scores in several categories, including financial strength, consumer complaints, coverages, discounts and online experience.

These ratings are a guide, but we encourage you to shop around and compare several insurance quotes to find the best rate for you. NerdWallet does not receive compensation for any reviews. Read our full homeowners insurance ratings methodology.

Insurer complaints methodology NerdWallet examined complaints received by state insurance regulators and reported to the National Association of Insurance Commissioners in To assess how insurers compare to one another, the NAIC calculates a complaint index each year for each subsidiary, measuring its share of total complaints relative to its size, or share of total premiums in the industry.

Ratios are determined separately for auto, home including renters and condo and life insurance.

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